Card Network
Visa / Mastercard
CardFi virtual cards are issued on the Visa and/or Mastercard network, providing acceptance at over 100 million merchants worldwide in 180+ countries.
Globally accepted payment network
Chargeback protection for cardholders
Real-time transaction authorisation
Industry-standard fraud prevention
Card Issuer
Licensed Issuing Bank
Our virtual cards are issued by a licensed financial institution holding the appropriate card programme licence. This ensures all cards comply with Visa/Mastercard requirements and applicable banking regulations.
Regulated card issuer in good standing
PCI DSS Level 1 compliant
Subject to banking supervisory oversight
Compliant with card network security standards
Blockchain Infrastructure
TRON Network (TRC-20)
Deposits are made in USDT on the TRON blockchain. We use TronGrid as our blockchain API provider for real-time transaction verification and monitoring.
Fast confirmation times (~1–3 minutes)
Low network fees for users
TronGrid API for blockchain verification
Immutable transaction records
Stablecoin
USDT (Tether)
CardFi uses USDT (Tether) as the funding currency. USDT is the world's largest stablecoin by market capitalisation, pegged to the US Dollar, issued by Tether Operations Limited.
USD-pegged stablecoin
Widely available on global exchanges
Audited reserve backing
TRC-20 network supported
Email Delivery (SMTP)
Transactional email infrastructure for OTP codes, account notifications, and support communications.
KYC Verification Provider
Third-party identity verification service for processing government IDs and selfie verification in compliance with AML regulations.
CardFi only claims affiliation with Visa or Mastercard networks through its licensed card-issuing banking partner. Visa® and Mastercard® are registered trademarks of their respective owners. CardFi is not directly affiliated with Visa Inc. or Mastercard International beyond participation in their card programme through an authorised issuer.